Is Your Timeshare a Good Deal? Use Our Free Timeshare Cost Per Point Calculator to Find Out

If you own a timeshare, you’ve probably asked yourself at some point: “Am I really getting a good deal?”
The truth is, without knowing your cost per point, it’s almost impossible to answer that question. That’s where the Timeshare Cost per Point Calculator comes in. This simple tool helps you figure out exactly how much you’re paying for every single point in your contract — no guesswork, no complicated math.

Why Your Cost per Point Matters

Every timeshare program is different. Whether your contract is with Marriott, Wyndham, Hilton Grand Vacations, or any other program, the price you’re actually paying for a vacation depends on your cost per point.

Here’s why this number is important:

  • It lets you compare the real cost of booking a week through your timeshare vs. booking the same hotel directly online.
  • It helps you make better decisions about whether to keep your contract, upgrade, or rent points from other owners.
  • It gives you a clear, objective way to measure value — not just rely on sales pitches.

How the TimeShare Cost Per Point Calculator Works

You’ll just need a few key details from your contract:

  1. Timeshare Contract Amount – The total price you paid (or agreed to pay) for your timeshare.
  2. Annual Maintenance Fee (if applicable) – The yearly cost to keep your membership active.
  3. Total Contract Points – How many points your contract gives you each year.
  4. Contract Term in Years – How long your contract lasts.

Once you plug these in, the calculator shows your Cost per Point (CCP). This is the amount you’re effectively paying for each point — giving you a baseline to evaluate any booking you make.

A couple with suitcases walks down a wooden pier towards luxury overwater bungalows, representing the dream vacation you can plan with the help of our timeshare cost per point calculator.

See the Numbers for Yourself

Knowing your cost per point is the first step in becoming a smarter timeshare traveler. Once you have this number, you can:

  • Spot overpriced redemptions in seconds.
  • Identify the true bargains in your program.
  • Make confident decisions about upgrades or resales.

Try the calculator below and see your real vacation value.


💡 Pro Tip: Once you know your cost per point, you’ll love our post: Why Are RCI All-Inclusive Fees So High? (Spoiler: They’re Not — You’re Just Not Using Them Right)

✈️ Want more ways to get 5-star vacations for less?
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